Who is vanquis bank limited

We provide a sensible way for our customers to achieve their evolving needs — today and tomorrow. Vanquis was established in as Provident's main credit card provider.

Vanquis launched Vanquis Loans in , offering customers an additional opportunity to continue their credit-building journey. By providing customers with opportunities to access credit where it may otherwise not be available, Vanquis Bank combines over a century of heritage in the financial sector with modern money management through online and app-based applications and accounts.

Vanquis Bank is a responsible lender, which means that the money wellbeing of customers comes first. This starts with being open and transparent about our pricing and includes checking that customers will be able to afford repayments before approving them for credit. This may require these organisations to access and process your personal data. We have listed our third party partners and categories of suppliers we use in Appendices 1 and 2.

From time to time your personal data may be transferred to organisations that are based in countries outside the UK or European Economic Area.

In these circumstances, we will ensure they process your personal data only in accordance with the applicable data protection legislation and under strict organisational and contractual controls, specifically standard contractual clauses approved by the EU. You have the right to object to how we process your personal data. You also have the right to see what personal data we hold about you. You can ask us to correct inaccuracies, delete or restrict personal data or ask for some of your personal data to be provided to someone else.

These rights are explained in more detail below. Your data protection rights are subject to certain restrictions and conditions.

We will assess your request and where we decide not to act upon this, we will notify you of our reasons for this. We will not make a charge for handling your rights request, unless we consider this to be manifestly unfounded or excessive particularly if this is repetitive. Telephone: To be informed: You have the right to be provided with clear, transparent and easily understandable information about how we use your personal data and your rights.

We fulfil this right by giving you this notice. Access to your personal data: You can request access to a copy of your personal data that we process as a data controller, together with details of why we use it, who we share it with, how long we keep it for and whether it has been used for any automated decision making.

Right to withdraw consent: If you have given us your consent, you can withdraw that consent at any time. Please contact us if you want to do so. If you withdraw your consent, we may not be able to provide certain support or act on employment rights. If this is the case, we will tell you. Right to object: You may object to our processing of your personal data by us, where this processing is based on our legitimate interests or in the public interest.

We will assess whether our interest in continuing to process your personal data overrides your rights and freedoms. If not, we will stop processing your personal data.

Either way, we will inform you of the outcome. Rectification: You can ask us to change or complete any inaccurate or incomplete personal data held about you. There are limited exceptions, for example where we need to use the information to bring or defend a legal claim. Portability: You can ask us to provide you or a third party with some of the personal data that we hold about you in a structured, commonly used, electronic form, so it can be easily transferred.

This is limited to personal data you have provided with your consent or in relation to the products you have with us, and which we process by automated means, such as your account transaction data. When you have asked us to restrict the use of your personal data we may still store your information but will not use it further without your consent, unless we need to process it:.

We may use your personal data in automated processes to make decisions about you. You have the right not to be subject to a decision based on solely automated processing, including profiling, if this will have a legal or other significant effect on you unless certain exceptions apply.

We will tell you where we will make such decisions and you have the right to ask for these to be reconsidered manually;. Make payments, check your transactions and statements, and set up automatic payments, all from one place. Take control of your finances with our award-winning app. Walk Tall with a Vanquis Credit Card. Find out if you're eligible with no risk to your credit score with Vanquis. Introducing our range of cards Start your journey to better credit with our range of credit cards.

Check your eligibility with our quick and simple 4 step application and find the right card for you Vanquis Chrome Card - Accept analytics cookies Reject analytics cookies View cookies. Hide this message. Cookies on Companies House services We use cookies to make our services work and collect analytics information.

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